Free Money Calculators for Kids, Teens and Grads

Simple, private calculators that run in your browser. No sign-up and nothing to download.

• Kids' Savings Goal Calculator: A free, simple calculator for kids 7 to 12: what are you saving for, how much does it cost, and how many weeks will it take? Includes a printable goal tracker.
• First Paycheck Calculator: Estimate take-home pay from your first job: hourly wage, hours, Social Security and Medicare (FICA) and an estimated tax withholding. Free and simple, for teens and new grads.
• Student Loan Payoff Calculator: See how long your student loans will take to pay off and how much interest and time an extra monthly payment saves. Free, private (runs in your browser), no sign-up.
• Emergency Fund Calculator: How big should your emergency fund be, and how long will it take to build? Enter monthly essentials and savings to get a 3- and 6-month target and a timeline. Free.

Also free: the 30-day kids' savings challenge, classroom lesson plans and the Money series by Oliver Mark.

For general education only, not personalized financial, tax, legal or investment advice. Numbers are estimates based on what you enter. The Money series is written by Oliver Mark, a former licensed stockbroker (Series 7 and 63).