Free Financial Literacy Lesson Plans

Ready-to-teach, printable lessons licensed CC BY 4.0, so you can copy, adapt and share them.

• Needs, Wants and the Three Jars: A Money Lesson for Grades 2 to 5 (Grades 2 to 5, 45 minutes): A free 45-minute financial literacy lesson plan for grades 2 to 5 (CC BY 4.0): sort needs and wants, then split pretend money into Save, Spend and Share jars. Includes a worksheet and exit ticket.
• Your First Paycheck: Gross Pay, Net Pay and FICA (Grades 10 to 12) (Grades 10 to 12, 50 minutes): A free 50-minute high school lesson plan (CC BY 4.0): calculate gross pay, FICA and estimated withholding, read a sample pay stub and plan a first budget. Uses a free online calculator.

Related free resources: money calculators · 30-day kids' savings challenge · scam or legit quiz

For general education only, not personalized financial, tax, legal or investment advice. Numbers are estimates based on what you enter. The Money series is written by Oliver Mark, a former licensed stockbroker (Series 7 and 63).