30-Day Savings Challenge for Kids (Free Printable)
One small money habit a day for 30 days. Kids color in each square as they go. Most days cost nothing, and by day 30 they have a jar, a goal and a habit.
My goal: ______________________ It costs: $________ Start date: ________
| 1Find 3 coins around the house (ask first!) | 2Make a Save, Spend and Share jar | 3Write your savings goal | 4Skip one treat and save the money | 5Count your jar | 6Need or want? Sort 10 things |
| 7Do an extra chore (ask a grown-up) | 8Compare two prices at the store | 9Save $1 | 10Draw your goal and tape it to your jar | 11Ask a grown-up how they save | 12Sell or swap a toy you've outgrown |
| 13Put something in the Share jar | 14Count your jar again | 15Plan a free fun day | 16Save $1 | 17Find the cheapest of 3 snacks | 18Learn what interest means |
| 19Make a lemonade or cookie stand plan | 20Spot a scam: never share passwords | 21Count your jar | 22Save $2 | 23Write a thank-you note instead of buying a gift | 24Pack a lunch instead of buying |
| 25Check: how close is your goal? | 26Teach a sibling or friend about jars | 27Save $1 | 28Pick one thing to donate | 29Count and celebrate! | 30Day 30: Plan your next goal |
Tips for grown-ups
- Use clear jars so kids can see the money grow.
- Let them choose the goal. It sticks better.
- Match their savings (even 10 cents per dollar) to show how interest works.
- Use the free savings goal calculator to see how many weeks the goal will take.
Keep the lessons going
Money Magic for Kids: The Ultimate Financial Adventureabout 1 hr 15 min
Children's money & financial literacy (ages 7–12) · about 70 pages, illustrated · by Oliver Mark
Earning, saving, spending and giving, taught by a money wizard.
📚 Read free with Kindle Unlimited (Kindle edition)
Money: Master of Your Own Domain after High Schoolabout 2 hr 15 min
Teen & young adult personal finance · about 136 pages · by Oliver Mark
The guide to college, trade school and first-job life that nobody hands you at graduation.
📚 Read free with Kindle Unlimited (Kindle edition)
Free to print and share for home, classroom and church use. World Savings Day is held each year on October 31.
For general education only, not personalized financial, tax, legal or investment advice. Numbers are estimates based on what you enter. The Money series is written by Oliver Mark, a former licensed stockbroker (Series 7 and 63).